Civil litigation is the method which our country has chosen to resolve civil disputes. Civil
cases are different from criminal cases. In criminal cases, the State prosecutes a person and attempts to punish them with jail time or the payment of fines or restitution. In a civil case,...(continued)
          When a person or entity obtains insurance coverage, they are entering into a contract with the insurance company. The person who is covered under the insurance policy is referred to as the Ainsured,@ and the insurance company is often referred to as the Ainsurer.@ Although the person or entity usually works... (continued)